• Location:
  • Salary:
    negotiable
  • Job type:
    Full-Time
  • Posted:
    3 years ago
  • Category:
    Finance And Business, Financial Services
  • Deadline:
    30/11/2019
  • Job Level:

 

Responsibilities

Origination
  • Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
  • Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
  • Work with the RM, in obtaining all pre clearances and expediting approvals.
  • Responsible for end-to-end BCA process including preparing all the tools like  Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
  • Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
  • Liaise with GAM Credit for limit approval/allocation.
Post Deal Account monitoring
  • Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
  • Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
  • Ensure Zero BCA over dues with reasonable/adequate basis for deviation
  • Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
  • Work with RMs to ensure proper maintenance of Credit files and ensuring Audit Ready at any time
  • Attend EAR/Portfolio calls along with the RMs
  • In partnership with the relationship manager, ensure timely identification of accounts to be referred to CIC as per the bank’s policies and guidelines
  • RWA and other credit calculations.
  • Work with RMs to obtain quarterly / annual / interim financials from client

Others

  • prepare timely Stress Tests wherever required
  • Prepare specific industry study
  • Prepare Credit Opinion reports wherever required.
  • Effective use of Creditmate & CRM

location

This job has expired.